Retirement plan

CARSON VALLEY CHILDRENS AID 403(B) PLAN

Name: CARSON VALLEY CHILDRENS AID - CARSON VALLEY CHILDRENS AID 403(B) PLAN (2025) Form 5500
Creator: CARSON VALLEY CHILDRENS AID
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, CARSON VALLEY CHILDRENS AID 403(B) PLAN, CARSON VALLEY CHILDRENS AID

CARSON VALLEY CHILDRENS AIDEIN 23-1352623Plan #001PY 2025

4601 MARKET STREET - PHILADELPHIA, PA 19139215-233-1945LinkedIn201-500 employeesnon-profit organization management

Prospect flagsLow returnsLow participationFailed to transmit contributions

How to read this page

Total assets (EOY)

$10.7M

-17.6% from 2024

Total participants

488

-18.3% from 2024

Average account balance

$23,896

-17.1% from 2024

Annual return

8.94%

-4.71 pp from 2024

Benchmarks

See 994 peers

Peer group

Industry62 - Health Care and Social Assistance

Plan typeDefined contribution

Participants100-249

Cohort994 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$10.66M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$24K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

446

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

60.4%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$321K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$3K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+8.94%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$20

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 1 by compensation

Provider	Service type	Compensation
TIAA10+ years Service code 64 · EIN 13-1624203 730 THIRD AVE. · NEW YORK, NY 100173206	Recordkeeping Fees	$7,541

Plan features & details

Pension benefit codes2G2K2L2S2T3D3H

Plan features

2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2L
Code section 403(b)(1) arrangement
Plan uses a Code section 403(b)(1) annuity contract as a funding vehicle.
2S
Automatic enrollment
Plan provides for automatic enrollment in plan that has elective contributions deducted from payroll.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

3 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.
ComplianceFailed to transmit contributions
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).

Expense breakdown

Schedule H Part II

Admin total

$9K

$85 / participant

Investment mgmt$2K23.7%
Contract admin$7K76.3%

% of EOY assets

0.084%

all-in expense ratio

Categories reported

2 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: CLIFTONLARSONALLEN, LLP
Auditor EIN: 410746749
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$23,896

$43,749-45.4%

$158,223-84.9%

$65,306-63.4%

Participation rate

60.4%

56.9%+3.5pp

79.2%-18.8pp

57.7%+2.7pp

Annual return

8.94%

19.41%-10.5pp

52.09%-43.1pp

21.94%-13.0pp

Employer contribution / active EE

$1,253

$1,497-16.3%

$4,109-69.5%

$1,967-36.3%

Participant deferral / active EE

$1,771

$2,019-12.3%

$5,467-67.6%

$2,959-40.2%

Admin fee / account holder

$20

$1,930-99.0%

$16,047-99.9%

$3,480-99.4%

Provider

Service type

Compensation

TIAA10+ years

Service code 64 · EIN 13-1624203

730 THIRD AVE. · NEW YORK, NY 100173206

Recordkeeping Fees

$7,541

CARSON VALLEY CHILDRENS AID 403(B) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

CARSON VALLEY CHILDRENS AID 403(B) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion