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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,865 | $102,422-72.8% | $147,117-81.1% | $80,959-65.6% |
| Participation rate | 87.2% | 75.9%+11.4pp | 82.2%+5.0pp | 67.7%+19.6pp |
| Annual return | 20.07% | 135.16%-115.1pp | 420.54%-400.5pp | 35.67%-15.6pp |
| Employer contribution / active EE | $1,024 | $3,717-72.4% | $4,932-79.2% | $2,757-62.8% |
| Participant deferral / active EE | $1,661 | $6,652-75.0% | $8,065-79.4% | $4,300-61.4% |
| Admin fee / account holder | $2,398 | $7,953-69.8% | $12,993-81.5% | $6,925-65.4% |