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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,964 | $106,749-73.8% | $145,433-80.8% | $82,448-66.1% |
| Participation rate | 85.0% | 75.6%+9.4pp | 82.1%+2.9pp | 68.1%+16.9pp |
| Annual return | 13.89% | 27.59%-13.7pp | 66.58%-52.7pp | 41.64%-27.7pp |
| Employer contribution / active EE | $1,405 | $3,444-59.2% | $4,554-69.2% | $2,551-44.9% |
| Participant deferral / active EE | $2,307 | $6,519-64.6% | $7,897-70.8% | $4,139-44.3% |
| Admin fee / account holder | $5,238 | $8,390-37.6% | $13,129-60.1% | $7,234-27.6% |