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| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANNUITY INSURANCE COMPANY O Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $24,672 |
Service code 27 1400 AMERICAN BLVD BLDG #4 · PENNINGTON, NJ 08534 | Advisory (Plan) | $22,534 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $2,982 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,879 | $63,904+75.1% | $89,340+25.2% | $67,986+64.6% |
| Participation rate | 60.3% | 54.3%+5.9pp | 69.6%-9.3pp | 57.2%+3.1pp |
| Annual return | 16.03% | 18.09%-2.1pp | 20.57%-4.5pp | 31.67%-15.6pp |
| Employer contribution / active EE | $1,908 | $1,627+17.2% | $2,231-14.5% | $2,019-5.5% |
| Participant deferral / active EE | $3,401 | $2,691+26.4% | $3,823-11.0% | $3,358+1.3% |
| Admin fee / account holder | $487 | $3,315-85.3% | $6,704-92.7% | $3,203-84.8% |