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| Provider | Service type | Compensation |
|---|---|---|
CHARLES SCHWAB & CO., INC.8 years Filed as: SCHWAB RETIREMENT PLAN SERVICES,INC Service code 15 · EIN 34-1479833 | Recordkeeping | $113,063 |
Filed as: CBIZ INVESTMENT ADVISORY SERVICES Service code 28 · EIN 81-3968784 | Investment Management | $75,000 |
COHEN & COMPANY6 years Filed as: COHEN AND COMPANY LTD Service code 10 · EIN 34-1912961 | Accounting | $22,500 |
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,008 | $129,270-24.2% | $120,344-18.6% | $89,670+9.3% |
| Participation rate | 98.3% | 90.9%+7.5pp | 76.7%+21.6pp | 71.2%+27.2pp |
| Annual return | 8.43% | 12.39%-4.0pp | 20.30%-11.9pp | 19.66%-11.2pp |
| Employer contribution / active EE | $2,057 | $4,468-54.0% | $3,020-31.9% | $4,041-49.1% |
| Participant deferral / active EE | $6,730 | $7,255-7.2% | $5,135+31.1% | $3,962+69.8% |
| Admin fee / account holder | $130 | $124+4.4% | $12,742-99.0% | $352-63.1% |