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| Provider | Service type | Compensation |
|---|---|---|
CHARLES SCHWAB & CO., INC.8 years Filed as: SCHWAB RETIREMENT PLAN SERVICES,INC Service code 15 · EIN 34-1479833 | Recordkeeping | $113,063 |
Filed as: CBIZ INVESTMENT ADVISORY SERVICES Service code 28 · EIN 81-3968784 | Investment Management | $75,000 |
COHEN & COMPANY6 years Filed as: COHEN AND COMPANY LTD Service code 10 · EIN 34-1912961 | Accounting | $22,500 |
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,008 | $131,639-25.5% | $112,040-12.5% | $103,975-5.7% |
| Participation rate | 98.3% | 88.3%+10.0pp | 76.5%+21.8pp | 72.5%+25.8pp |
| Annual return | 8.43% | 14.57%-6.1pp | 24.52%-16.1pp | 19.41%-11.0pp |
| Employer contribution / active EE | $2,057 | $3,865-46.8% | $2,954-30.4% | $3,722-44.7% |
| Participant deferral / active EE | $6,730 | $6,986-3.7% | $5,098+32.0% | $5,343+26.0% |
| Admin fee / account holder | $130 | $134-3.4% | $12,098-98.9% | $332-61.0% |