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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $519,006 | $106,749+386.2% | $145,433+256.9% | $82,448+529.5% |
| Participation rate | 77.4% | 75.6%+1.8pp | 82.1%-4.7pp | 68.1%+9.4pp |
| Annual return | 16.65% | 27.59%-10.9pp | 66.58%-49.9pp | 41.64%-25.0pp |
| Employer contribution / active EE | $7,155 | $3,444+107.7% | $4,554+57.1% | $2,551+180.5% |
| Participant deferral / active EE | $8,001 | $6,519+22.7% | $7,897+1.3% | $4,139+93.3% |
| Admin fee / account holder | $19,070 | $8,390+127.3% | $13,129+45.3% | $7,234+163.6% |