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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $519,006 | $106,864+385.7% | $147,318+252.3% | $82,637+528.1% |
| Participation rate | 77.4% | 75.5%+1.9pp | 82.1%-4.6pp | 68.1%+9.4pp |
| Annual return | 16.65% | 27.49%-10.8pp | 70.43%-53.8pp | 53.51%-36.9pp |
| Employer contribution / active EE | $7,155 | $3,417+109.4% | $4,593+55.8% | $2,552+180.4% |
| Participant deferral / active EE | $8,001 | $6,496+23.2% | $7,906+1.2% | $4,126+93.9% |
| Admin fee / account holder | $19,070 | $8,415+126.6% | $13,708+39.1% | $7,339+159.9% |