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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,982 | $108,942-58.7% | $100,415-55.2% | $145,897-69.2% |
| Participation rate | 90.0% | 83.0%+7.0pp | 81.5%+8.5pp | 80.3%+9.7pp |
| Annual return | 7.51% | 58.27%-50.8pp | 49.47%-42.0pp | 552.29%-544.8pp |
| Employer contribution / active EE | $4,845 | $4,422+9.6% | $3,943+22.9% | $4,663+3.9% |
| Participant deferral / active EE | $0 | $8,461-100.0% | $8,091-100.0% | $6,689-100.0% |
| Admin fee / account holder | $8,926 | $9,702-8.0% | $7,906+12.9% | $13,390-33.3% |