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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,982 | $108,897-58.7% | $100,378-55.2% | $145,877-69.2% |
| Participation rate | 90.0% | 83.0%+7.0pp | 81.5%+8.5pp | 80.3%+9.7pp |
| Annual return | 7.51% | 58.17%-50.7pp | 49.41%-41.9pp | 551.28%-543.8pp |
| Employer contribution / active EE | $4,845 | $4,420+9.6% | $3,942+22.9% | $4,663+3.9% |
| Participant deferral / active EE | $0 | $8,455-100.0% | $8,087-100.0% | $6,691-100.0% |
| Admin fee / account holder | $8,926 | $9,690-7.9% | $7,899+13.0% | $13,402-33.4% |