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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,476 | $223,823-40.8% | $211,142-37.3% | $154,746-14.4% |
| Participation rate | 100.0% | 87.9%+12.1pp | 87.3%+12.7pp | 80.7%+19.3pp |
| Annual return | 12.55% | 50.39%-37.8pp | 46.84%-34.3pp | 172.34%-159.8pp |
| Employer contribution / active EE | $1,960 | $6,787-71.1% | $6,442-69.6% | $4,379-55.2% |
| Participant deferral / active EE | $5,090 | $9,750-47.8% | $9,284-45.2% | $6,730-24.4% |
| Admin fee / account holder | $3,225 | $19,707-83.6% | $19,076-83.1% | $14,365-77.5% |