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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,637 | $86,949-7.3% | $102,460-21.3% | $80,959-0.4% |
| Participation rate | 65.6% | 72.4%-6.8pp | 76.5%-10.9pp | 67.7%-2.0pp |
| Annual return | 11.04% | 18.89%-7.9pp | 29.47%-18.4pp | 35.67%-24.6pp |
| Employer contribution / active EE | $1,573 | $2,370-33.6% | $3,025-48.0% | $2,757-43.0% |
| Participant deferral / active EE | $3,983 | $4,121-3.3% | $5,056-21.2% | $4,300-7.4% |
| Admin fee / account holder | $1,687 | $8,048-79.0% | $9,460-82.2% | $6,925-75.6% |