Retirement plan

THE CHESTER JENSEN COMPANY UNION EMPLOYEES RETIREMENT PLAN

Name: CHESTER-JENSEN CO., INC. - THE CHESTER JENSEN COMPANY UNION EMPLOYEES RETIREMENT PLAN (2025) Form 5500
Creator: CHESTER-JENSEN CO., INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, THE CHESTER JENSEN COMPANY UNION EMPLOYEES RETIREMENT PLAN, CHESTER-JENSEN CO., INC.

CHESTER-JENSEN CO., INC.EIN 23-0469260Plan #007PY 2025

345 TILGHMAN STREET, P.O. BOX 908 - CHESTER, PA 19013610-876-6276chester-jensen.comLinkedIn11-50 employeesmachinery

Other plans on this EIN

3 filings

#002Retirement-$13.5M assets #003Retirement-$77K assets #008Retirement-$15K assets

Prospect flagsLow returnsHigh fees

How to read this page

Total assets (EOY)

$836K

-24.3% from 2024

Total participants

-6.7% from 2024

Average account balance

$59,726

-18.9% from 2024

Annual return

5.43%

-9.00 pp from 2024

Benchmarks

See 11,025 peers

Peer group

Industry33 - Manufacturing

Plan typeDefined contribution

Participants<25

Cohort11,025 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$836K

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$60K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

155.6%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$37K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$4K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+5.43%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$26511

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2C3D2T2G2F

Plan features

2C
Money purchase plan
Money purchase pension plan other than a target benefit plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$371K

$41240 / participant

Other / not subdivided$371K100.0%

% of EOY assets

44.388%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$59,726

$136,860-56.4%

$120,344-50.4%

$154,746-61.4%

Participation rate

100.0%

79.9%+20.1pp

76.7%+23.3pp

80.7%+19.3pp

Annual return

5.43%

21.38%-15.9pp

20.30%-14.9pp

172.34%-166.9pp

Employer contribution / active EE

$4,157

$3,533+17.7%

$3,020+37.6%

$4,379-5.1%

Participant deferral / active EE

$5,793-100.0%

$5,135-100.0%

$6,730-100.0%

Admin fee / account holder

$26,511

$15,393+72.2%

$12,742+108.1%

$14,365+84.6%

THE CHESTER JENSEN COMPANY UNION EMPLOYEES RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

THE CHESTER JENSEN COMPANY UNION EMPLOYEES RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion