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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,213 | $160,070-84.2% | $147,117-82.9% | $145,897-82.7% |
| Participation rate | 85.7% | 84.0%+1.7pp | 82.2%+3.5pp | 80.3%+5.4pp |
| Annual return | 15.23% | 98.69%-83.5pp | 420.54%-405.3pp | 552.29%-537.1pp |
| Employer contribution / active EE | $2,878 | $5,285-45.5% | $4,932-41.7% | $4,663-38.3% |
| Participant deferral / active EE | $6,504 | $8,419-22.7% | $8,065-19.3% | $6,689-2.8% |
| Admin fee / account holder | $2,717 | $15,035-81.9% | $12,993-79.1% | $13,390-79.7% |