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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,373 | $55,889+144.0% | $76,119+79.2% | $80,935+68.5% |
| Participation rate | 61.5% | 62.1%-0.5pp | 69.1%-7.5pp | 67.7%-6.1pp |
| Annual return | 18.00% | 20.58%-2.6pp | 361.25%-343.2pp | 35.66%-17.7pp |
| Employer contribution / active EE | $3,765 | $1,866+101.8% | $2,693+39.8% | $2,757+36.6% |
| Participant deferral / active EE | $10,179 | $3,051+233.6% | $4,259+139.0% | $4,299+136.8% |
| Admin fee / account holder | $8,407 | $5,241+60.4% | $6,421+30.9% | $6,924+21.4% |