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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,883 | $155,555-37.7% | $146,866-34.0% | $155,188-37.6% |
| Participation rate | 57.1% | 84.0%-26.8pp | 82.5%-25.4pp | 80.8%-23.7pp |
| Annual return | 17.36% | 115.41%-98.1pp | 102.85%-85.5pp | 148.84%-131.5pp |
| Employer contribution / active EE | $2,057 | $4,647-55.7% | $4,425-53.5% | $4,248-51.6% |
| Participant deferral / active EE | $6,717 | $8,044-16.5% | $7,759-13.4% | $6,531+2.8% |
| Admin fee / account holder | $518 | $14,755-96.5% | $13,620-96.2% | $14,480-96.4% |