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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,191 | $72,071+118.1% | $68,368+129.9% | $137,256+14.5% |
| Participation rate | 62.5% | 76.2%-13.7pp | 73.8%-11.3pp | 80.0%-17.5pp |
| Annual return | 14.29% | 353.14%-338.9pp | 292.57%-278.3pp | 220.34%-206.1pp |
| Employer contribution / active EE | $1,911 | $2,788-31.4% | $2,649-27.8% | $4,156-54.0% |
| Participant deferral / active EE | $7,539 | $4,410+71.0% | $4,123+82.9% | $6,407+17.7% |
| Admin fee / account holder | $89,714 | $5,336+1581.4% | $5,150+1642.1% | $12,270+631.2% |