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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $210,319 | $88,754+137.0% | $81,820+157.1% | $145,877+44.2% |
| Participation rate | 72.7% | 75.1%-2.4pp | 72.4%+0.3pp | 80.3%-7.6pp |
| Annual return | 12.94% | 1031.77%-1018.8pp | 777.93%-765.0pp | 551.28%-538.3pp |
| Employer contribution / active EE | $1,197 | $3,085-61.2% | $2,915-58.9% | $4,663-74.3% |
| Participant deferral / active EE | $2,101 | $4,648-54.8% | $4,323-51.4% | $6,691-68.6% |
| Admin fee / account holder | $3,326 | $8,424-60.5% | $7,391-55.0% | $13,402-75.2% |