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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $530,320 | $114,013+365.1% | $103,693+411.4% | $155,188+241.7% |
| Participation rate | 90.0% | 75.2%+14.8pp | 72.6%+17.4pp | 80.8%+9.2pp |
| Annual return | 17.91% | 49.31%-31.4pp | 47.61%-29.7pp | 148.84%-130.9pp |
| Employer contribution / active EE | $4,546 | $3,131+45.2% | $2,920+55.7% | $4,248+7.0% |
| Participant deferral / active EE | $13,491 | $4,970+171.5% | $4,579+194.6% | $6,531+106.6% |
| Admin fee / account holder | $12,008 | $8,407+42.8% | $7,858+52.8% | $14,480-17.1% |