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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $283,883 | $146,267+94.1% | $197,124+44.0% | $82,448+244.3% |
| Participation rate | 100.0% | 84.0%+16.0pp | 86.7%+13.3pp | 68.1%+31.9pp |
| Annual return | 17.21% | 29.61%-12.4pp | 44.34%-27.1pp | 41.64%-24.4pp |
| Employer contribution / active EE | $12,906 | $4,723+173.2% | $6,227+107.3% | $2,551+405.9% |
| Participant deferral / active EE | $17,192 | $7,035+144.4% | $9,135+88.2% | $4,139+315.3% |
| Admin fee / account holder | $18,887 | $14,422+31.0% | $16,298+15.9% | $7,234+161.1% |