Unlock peer percentile detail for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Unlock 10-year trajectory for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,465 | $77,896-45.5% | $134,172-68.4% | $82,448-48.5% |
| Participation rate | 69.5% | 62.8%+6.7pp | 72.5%-3.0pp | 68.1%+1.4pp |
| Annual return | 18.95% | 18.21%+0.7pp | 25.30%-6.4pp | 41.64%-22.7pp |
| Employer contribution / active EE | $2,341 | $2,159+8.4% | $3,420-31.5% | $2,551-8.2% |
| Participant deferral / active EE | $5,076 | $3,162+60.5% | $4,690+8.2% | $4,139+22.6% |
| Admin fee / account holder | $13,199 | $6,336+108.3% | $12,016+9.8% | $7,234+82.5% |