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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $178,993 | $196,972-9.1% | $182,262-1.8% | $198,609-9.9% |
| Participation rate | 100.0% | 85.7%+14.3pp | 84.2%+15.8pp | 82.4%+17.6pp |
| Annual return | 17.45% | 158.27%-140.8pp | 140.60%-123.1pp | 202.70%-185.2pp |
| Employer contribution / active EE | $3,270 | $5,364-39.0% | $5,046-35.2% | $5,055-35.3% |
| Participant deferral / active EE | $4,700 | $8,643-45.6% | $8,276-43.2% | $6,977-32.6% |
| Admin fee / account holder | $2,042 | $18,429-88.9% | $16,712-87.8% | $19,030-89.3% |