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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,374 | $29,319+13.8% | $52,425-36.3% | $82,448-59.5% |
| Participation rate | 21.6% | 46.9%-25.2pp | 55.6%-34.0pp | 68.1%-46.4pp |
| Annual return | 18.04% | 535.20%-517.2pp | 302.12%-284.1pp | 41.64%-23.6pp |
| Employer contribution / active EE | $436 | $586-25.7% | $914-52.3% | $2,551-82.9% |
| Participant deferral / active EE | $668 | $1,171-43.0% | $1,790-62.7% | $4,139-83.9% |
| Admin fee / account holder | $874 | $1,962-55.5% | $2,495-65.0% | $7,234-87.9% |