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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $174,937 | $110,410+58.4% | $102,437+70.8% | $145,897+19.9% |
| Participation rate | 54.5% | 77.9%-23.4pp | 74.5%-20.0pp | 80.3%-25.8pp |
| Annual return | 11.40% | 24.85%-13.5pp | 24.95%-13.5pp | 552.29%-540.9pp |
| Employer contribution / active EE | $1,989 | $4,217-52.8% | $3,871-48.6% | $4,663-57.3% |
| Participant deferral / active EE | $5,544 | $5,622-1.4% | $5,060+9.6% | $6,689-17.1% |
| Admin fee / account holder | $0 | $9,745-100.0% | $8,388-100.0% | $13,390-100.0% |