Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 9-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,571 | $108,825-77.4% | $156,181-84.3% | $82,448-70.2% |
| Participation rate | 59.1% | 72.4%-13.3pp | 78.8%-19.7pp | 68.1%-9.0pp |
| Annual return | 19.56% | 20.59%-1.0pp | 64.87%-45.3pp | 41.64%-22.1pp |
| Employer contribution / active EE | $1,301 | $2,870-54.7% | $4,294-69.7% | $2,551-49.0% |
| Participant deferral / active EE | $2,941 | $4,577-35.8% | $6,132-52.0% | $4,139-29.0% |
| Admin fee / account holder | $1,095 | $9,341-88.3% | $14,586-92.5% | $7,234-84.9% |