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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $183,625 | $102,422+79.3% | $147,117+24.8% | $80,959+126.8% |
| Participation rate | 69.8% | 75.9%-6.1pp | 82.2%-12.4pp | 67.7%+2.1pp |
| Annual return | 13.25% | 135.16%-121.9pp | 420.54%-407.3pp | 35.67%-22.4pp |
| Employer contribution / active EE | $1,225 | $3,717-67.0% | $4,932-75.2% | $2,757-55.6% |
| Participant deferral / active EE | $6,458 | $6,652-2.9% | $8,065-19.9% | $4,300+50.2% |
| Admin fee / account holder | $3,626 | $7,953-54.4% | $12,993-72.1% | $6,925-47.6% |