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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $183,625 | $102,429+79.3% | $147,096+24.8% | $80,925+126.9% |
| Participation rate | 69.8% | 75.9%-6.1pp | 82.2%-12.4pp | 67.7%+2.1pp |
| Annual return | 13.25% | 135.02%-121.8pp | 419.75%-406.5pp | 35.65%-22.4pp |
| Employer contribution / active EE | $1,225 | $3,716-67.0% | $4,936-75.2% | $2,756-55.5% |
| Participant deferral / active EE | $6,458 | $6,649-2.9% | $8,071-20.0% | $4,299+50.2% |
| Admin fee / account holder | $3,626 | $7,957-54.4% | $13,005-72.1% | $6,940-47.8% |