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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,816 | $183,516-56.5% | $155,534-48.7% | $145,884-45.3% |
| Participation rate | 87.5% | 82.7%+4.8pp | 78.2%+9.3pp | 80.3%+7.2pp |
| Annual return | 13.11% | 61.43%-48.3pp | 64.92%-51.8pp | 551.85%-538.7pp |
| Employer contribution / active EE | $2,249 | $5,315-57.7% | $4,675-51.9% | $4,662-51.8% |
| Participant deferral / active EE | $8,605 | $6,467+33.1% | $5,630+52.8% | $6,690+28.6% |
| Admin fee / account holder | $8,756 | $19,293-54.6% | $15,900-44.9% | $13,392-34.6% |