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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,189 | $106,524-0.3% | $152,301-30.3% | $87,485+21.4% |
| Participation rate | 85.4% | 75.8%+9.7pp | 82.4%+3.0pp | 68.9%+16.5pp |
| Annual return | 11.04% | 26.89%-15.9pp | 80.50%-69.5pp | 26.06%-15.0pp |
| Employer contribution / active EE | $3,741 | $3,371+11.0% | $4,624-19.1% | $2,596+44.1% |
| Participant deferral / active EE | $11,396 | $6,525+74.7% | $8,004+42.4% | $4,274+166.7% |
| Admin fee / account holder | $22,527 | $8,287+171.8% | $14,398+56.5% | $7,775+189.7% |