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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,189 | $106,749-0.5% | $145,433-27.0% | $82,448+28.8% |
| Participation rate | 85.4% | 75.6%+9.8pp | 82.1%+3.3pp | 68.1%+17.3pp |
| Annual return | 11.04% | 27.59%-16.6pp | 66.58%-55.5pp | 41.64%-30.6pp |
| Employer contribution / active EE | $3,741 | $3,444+8.6% | $4,554-17.9% | $2,551+46.7% |
| Participant deferral / active EE | $11,396 | $6,519+74.8% | $7,897+44.3% | $4,139+175.3% |
| Admin fee / account holder | $22,527 | $8,390+168.5% | $13,129+71.6% | $7,234+211.4% |