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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,593 | $86,949-68.3% | $102,460-73.1% | $80,959-65.9% |
| Participation rate | 84.6% | 72.4%+12.2pp | 76.5%+8.1pp | 67.7%+16.9pp |
| Annual return | 21.47% | 18.89%+2.6pp | 29.47%-8.0pp | 35.67%-14.2pp |
| Employer contribution / active EE | $953 | $2,370-59.8% | $3,025-68.5% | $2,757-65.4% |
| Participant deferral / active EE | $2,510 | $4,121-39.1% | $5,056-50.4% | $4,300-41.6% |
| Admin fee / account holder | $5,956 | $8,048-26.0% | $9,460-37.0% | $6,925-14.0% |