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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,947 | $81,262-33.6% | $155,602-65.3% | $80,911-33.3% |
| Participation rate | 36.6% | 66.2%-29.7pp | 78.2%-41.6pp | 67.6%-31.1pp |
| Annual return | 16.96% | 33.34%-16.4pp | 64.81%-47.9pp | 35.63%-18.7pp |
| Employer contribution / active EE | $1,362 | $3,102-56.1% | $4,675-70.9% | $2,756-50.6% |
| Participant deferral / active EE | $3,552 | $3,451+2.9% | $5,629-36.9% | $4,297-17.3% |
| Admin fee / account holder | $5,948 | $7,992-25.6% | $15,923-62.6% | $6,935-14.2% |