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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,025 | $107,666-23.8% | $102,184-19.7% | $154,746-47.0% |
| Participation rate | 90.9% | 83.7%+7.2pp | 82.6%+8.3pp | 80.7%+10.2pp |
| Annual return | 15.41% | 29.33%-13.9pp | 31.58%-16.2pp | 172.34%-156.9pp |
| Employer contribution / active EE | $2,142 | $3,846-44.3% | $3,594-40.4% | $4,379-51.1% |
| Participant deferral / active EE | $1,065 | $8,719-87.8% | $8,309-87.2% | $6,730-84.2% |
| Admin fee / account holder | $8,109 | $12,943-37.3% | $11,609-30.1% | $14,365-43.5% |