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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,025 | $100,970-18.8% | $96,576-15.1% | $137,256-40.2% |
| Participation rate | 90.9% | 82.6%+8.3pp | 81.4%+9.5pp | 80.0%+10.9pp |
| Annual return | 15.41% | 38.16%-22.8pp | 38.47%-23.1pp | 220.34%-204.9pp |
| Employer contribution / active EE | $2,142 | $3,809-43.8% | $3,553-39.7% | $4,156-48.5% |
| Participant deferral / active EE | $1,065 | $8,286-87.1% | $7,956-86.6% | $6,407-83.4% |
| Admin fee / account holder | $8,109 | $11,312-28.3% | $11,381-28.7% | $12,270-33.9% |