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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,156 | $76,407+65.1% | $150,298-16.1% | $82,448+53.0% |
| Participation rate | 60.0% | 66.4%-6.4pp | 77.8%-17.8pp | 68.1%-8.1pp |
| Annual return | 18.06% | 39.99%-21.9pp | 62.79%-44.7pp | 41.64%-23.6pp |
| Employer contribution / active EE | $1,507 | $2,614-42.4% | $4,154-63.7% | $2,551-40.9% |
| Participant deferral / active EE | $2,520 | $3,214-21.6% | $5,453-53.8% | $4,139-39.1% |
| Admin fee / account holder | $1,071 | $6,352-83.1% | $14,116-92.4% | $7,234-85.2% |