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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,156 | $78,690+60.3% | $161,489-21.9% | $87,485+44.2% |
| Participation rate | 60.0% | 67.5%-7.5pp | 78.7%-18.7pp | 68.9%-8.9pp |
| Annual return | 18.06% | 32.74%-14.7pp | 89.72%-71.7pp | 26.06%-8.0pp |
| Employer contribution / active EE | $1,507 | $2,588-41.8% | $4,268-64.7% | $2,596-42.0% |
| Participant deferral / active EE | $2,520 | $3,311-23.9% | $5,630-55.2% | $4,274-41.0% |
| Admin fee / account holder | $1,071 | $6,724-84.1% | $16,006-93.3% | $7,775-86.2% |