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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,814 | $77,574+15.8% | $108,753-17.4% | $86,983+3.3% |
| Participation rate | 79.7% | 62.3%+17.5pp | 71.1%+8.7pp | 69.5%+10.2pp |
| Annual return | 20.99% | 18.42%+2.6pp | 37.47%-16.5pp | 25.83%-4.8pp |
| Employer contribution / active EE | $2,231 | $1,611+38.5% | $2,427-8.1% | $2,584-13.7% |
| Participant deferral / active EE | $5,112 | $3,128+63.4% | $4,115+24.2% | $4,194+21.9% |
| Admin fee / account holder | $3,502 | $6,529-46.4% | $10,320-66.1% | $7,856-55.4% |