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| Provider | Service type | Compensation |
|---|---|---|
ASCENSUS LLC4 years Filed as: FORUSALL ADVISORS Service code 27 809 LAUREL ST · SAN CARLOS, CA 94070 | Advisory (Plan) | $21,511 |
THE VANGUARD GROUP, INC.4 years Service code 15 · EIN 23-1945930 | Recordkeeping | $11,736 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,339 | $88,360-21.5% | $145,433-52.3% | $67,986+2.0% |
| Participation rate | 36.1% | 65.5%-29.4pp | 82.1%-46.0pp | 57.2%-21.1pp |
| Annual return | 14.92% | 63.15%-48.2pp | 66.58%-51.7pp | 31.67%-16.7pp |
| Employer contribution / active EE | $0 | $3,054-100.0% | $4,554-100.0% | $2,019-100.0% |
| Participant deferral / active EE | $2,950 | $5,932-50.3% | $7,897-62.6% | $3,358-12.1% |
| Admin fee / account holder | $294 | $3,313-91.1% | $13,129-97.8% | $3,203-90.8% |