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| Provider | Service type | Compensation |
|---|---|---|
CHARLES SCHWAB & CO., INC.3+ years Filed as: SCHWAB RETIREMENT PLAN SERVICES INC Service code 15 · EIN 34-1479833 | Recordkeeping | $367,077 |
FIDUCIENT ADVISORS LLC1 year Service code 28 · EIN 36-4001764 | Investment Management | $94,313 |
BDO USA, LLP1 year Filed as: BDO USA LLP Service code 10 · EIN 13-5381590 | Accounting | $32,400 |
CHARLES SCHWAB & CO., INC.3+ years Service code 33 · EIN 94-1737782 | Float revenue; Direct payment from th... | $218 |
Filed as: CHARLES SCHWAB & CO. INC. AND AFFIL Service code 59 | Shareholder Servicing | $0 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $155,497 | $122,259+27.2% | $147,041+5.8% | $199,874-22.2% |
| Participation rate | 89.2% | 78.3%+10.9pp | 82.2%+7.0pp | 72.0%+17.1pp |
| Annual return | 15.04% | 30.58%-15.5pp | 419.21%-404.2pp | 34.28%-19.2pp |
| Employer contribution / active EE | $5,840 | $4,097+42.5% | $4,935+18.3% | $3,036+92.3% |
| Participant deferral / active EE | $10,241 | $8,504+20.4% | $8,071+26.9% | $5,090+101.2% |
| Admin fee / account holder | $159 | $179-11.1% | $13,006-98.8% | $269-40.8% |