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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $213,319 | $183,516+16.2% | $155,534+37.2% | $145,884+46.2% |
| Participation rate | 84.2% | 82.7%+1.5pp | 78.2%+6.0pp | 80.3%+3.9pp |
| Annual return | 11.16% | 61.43%-50.3pp | 64.92%-53.8pp | 551.85%-540.7pp |
| Employer contribution / active EE | $3,148 | $5,315-40.8% | $4,675-32.7% | $4,662-32.5% |
| Participant deferral / active EE | $7,606 | $6,467+17.6% | $5,630+35.1% | $6,690+13.7% |
| Admin fee / account holder | $664 | $19,293-96.6% | $15,900-95.8% | $13,392-95.0% |