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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,661 | $86,949+74.4% | $102,460+48.0% | $80,959+87.3% |
| Participation rate | 98.6% | 72.4%+26.2pp | 76.5%+22.1pp | 67.7%+30.9pp |
| Annual return | 9.07% | 18.89%-9.8pp | 29.47%-20.4pp | 35.67%-26.6pp |
| Employer contribution / active EE | $3,184 | $2,370+34.4% | $3,025+5.2% | $2,757+15.5% |
| Participant deferral / active EE | $4,536 | $4,121+10.1% | $5,056-10.3% | $4,300+5.5% |
| Admin fee / account holder | $2,727 | $8,048-66.1% | $9,460-71.2% | $6,925-60.6% |