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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $279,879 | $100,194+179.3% | $122,979+127.6% | $86,983+221.8% |
| Participation rate | 77.1% | 73.0%+4.2pp | 77.2%0pp | 69.5%+7.6pp |
| Annual return | 10.65% | 16.47%-5.8pp | 20.12%-9.5pp | 25.83%-15.2pp |
| Employer contribution / active EE | $1,341 | $2,326-42.3% | $3,062-56.2% | $2,584-48.1% |
| Participant deferral / active EE | $7,630 | $4,133+84.6% | $5,003+52.5% | $4,194+81.9% |
| Admin fee / account holder | $3,264 | $10,148-67.8% | $12,864-74.6% | $7,856-58.5% |