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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,924 | $125,778-72.2% | $114,563-69.5% | $154,746-77.4% |
| Participation rate | 42.1% | 75.2%-33.1pp | 72.9%-30.8pp | 80.7%-38.6pp |
| Annual return | 11.30% | 295.14%-283.8pp | 241.09%-229.8pp | 172.34%-161.0pp |
| Employer contribution / active EE | $682 | $2,806-75.7% | $2,592-73.7% | $4,379-84.4% |
| Participant deferral / active EE | $6,211 | $4,445+39.8% | $4,142+50.0% | $6,730-7.7% |
| Admin fee / account holder | $3,029 | $8,190-63.0% | $7,623-60.3% | $14,365-78.9% |