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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,470 | $101,618-54.3% | $93,063-50.1% | $137,256-66.1% |
| Participation rate | 56.3% | 74.9%-18.7pp | 72.1%-15.9pp | 80.0%-23.7pp |
| Annual return | 16.18% | 223.95%-207.8pp | 34.15%-18.0pp | 220.34%-204.2pp |
| Employer contribution / active EE | $1,873 | $2,707-30.8% | $2,476-24.4% | $4,156-54.9% |
| Participant deferral / active EE | $3,925 | $4,279-8.3% | $3,958-0.8% | $6,407-38.7% |
| Admin fee / account holder | $503 | $6,198-91.9% | $6,033-91.7% | $12,270-95.9% |