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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,470 | $125,778-63.1% | $114,563-59.4% | $154,746-70.0% |
| Participation rate | 56.3% | 75.2%-18.9pp | 72.9%-16.7pp | 80.7%-24.5pp |
| Annual return | 16.18% | 295.14%-279.0pp | 241.09%-224.9pp | 172.34%-156.2pp |
| Employer contribution / active EE | $1,873 | $2,806-33.3% | $2,592-27.8% | $4,379-57.2% |
| Participant deferral / active EE | $3,925 | $4,445-11.7% | $4,142-5.3% | $6,730-41.7% |
| Admin fee / account holder | $503 | $8,190-93.9% | $7,623-93.4% | $14,365-96.5% |