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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,423 | $110,093-70.5% | $97,295-66.7% | $145,897-77.8% |
| Participation rate | 60.0% | 75.9%-15.9pp | 72.7%-12.7pp | 80.3%-20.3pp |
| Annual return | 10.59% | 244.76%-234.2pp | 75.62%-65.0pp | 552.29%-541.7pp |
| Employer contribution / active EE | $2,018 | $3,077-34.4% | $2,723-25.9% | $4,663-56.7% |
| Participant deferral / active EE | $4,135 | $4,678-11.6% | $4,264-3.0% | $6,689-38.2% |
| Admin fee / account holder | $379 | $6,212-93.9% | $5,646-93.3% | $13,390-97.2% |