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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,657 | $125,190-46.8% | $105,624-36.9% | $145,897-54.3% |
| Participation rate | 69.2% | 77.6%-8.4pp | 75.3%-6.0pp | 80.3%-11.1pp |
| Annual return | 12.78% | 225.22%-212.4pp | 116.20%-103.4pp | 552.29%-539.5pp |
| Employer contribution / active EE | $2,578 | $3,720-30.7% | $3,168-18.6% | $4,663-44.7% |
| Participant deferral / active EE | $10,049 | $5,716+75.8% | $5,013+100.5% | $6,689+50.2% |
| Admin fee / account holder | $2,245 | $17,138-86.9% | $10,961-79.5% | $13,390-83.2% |