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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $307,295 | $132,099+132.6% | $115,599+165.8% | $138,895+121.2% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.3%+25.7pp | 79.9%+20.1pp |
| Annual return | 13.17% | 176.76%-163.6pp | 111.10%-97.9pp | 145.39%-132.2pp |
| Employer contribution / active EE | $956 | $3,416-72.0% | $2,955-67.7% | $4,194-77.2% |
| Participant deferral / active EE | $1,568 | $5,617-72.1% | $4,889-67.9% | $6,396-75.5% |
| Admin fee / account holder | $187,944 | $15,650+1100.9% | $12,841+1363.7% | $12,562+1396.1% |