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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $307,295 | $132,634+131.7% | $115,768+165.4% | $137,256+123.9% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.4%+25.6pp | 80.0%+20.0pp |
| Annual return | 13.17% | 160.70%-147.5pp | 100.46%-87.3pp | 220.34%-207.2pp |
| Employer contribution / active EE | $956 | $3,360-71.5% | $2,940-67.5% | $4,156-77.0% |
| Participant deferral / active EE | $1,568 | $5,619-72.1% | $4,917-68.1% | $6,407-75.5% |
| Admin fee / account holder | $187,944 | $15,028+1150.6% | $12,439+1410.9% | $12,270+1431.7% |