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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,574 | $211,288-65.2% | $178,540-58.8% | $145,884-49.6% |
| Participation rate | 76.9% | 80.8%-3.9pp | 77.1%-0.2pp | 80.3%-3.4pp |
| Annual return | 21.72% | 30.27%-8.6pp | 27.15%-5.4pp | 551.85%-530.1pp |
| Employer contribution / active EE | $7,582 | $4,574+65.8% | $3,953+91.8% | $4,662+62.6% |
| Participant deferral / active EE | $5,476 | $6,967-21.4% | $6,281-12.8% | $6,690-18.1% |
| Admin fee / account holder | $1,021 | $12,105-91.6% | $10,424-90.2% | $13,392-92.4% |