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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $189,908 | $123,155+54.2% | $108,753+74.6% | $155,188+22.4% |
| Participation rate | 100.0% | 75.6%+24.4pp | 71.1%+28.9pp | 80.8%+19.2pp |
| Annual return | 13.29% | 44.73%-31.4pp | 37.47%-24.2pp | 148.84%-135.5pp |
| Employer contribution / active EE | $5,028 | $2,811+78.9% | $2,427+107.2% | $4,248+18.4% |
| Participant deferral / active EE | $5,267 | $4,623+13.9% | $4,115+28.0% | $6,531-19.4% |
| Admin fee / account holder | $1,459 | $12,126-88.0% | $10,320-85.9% | $14,480-89.9% |