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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,955 | $132,099-11.5% | $115,599+1.2% | $138,895-15.8% |
| Participation rate | 40.0% | 77.9%-37.9pp | 74.3%-34.3pp | 79.9%-39.9pp |
| Annual return | 17.28% | 176.76%-159.5pp | 111.10%-93.8pp | 145.39%-128.1pp |
| Employer contribution / active EE | $1,243 | $3,416-63.6% | $2,955-57.9% | $4,194-70.4% |
| Participant deferral / active EE | $3,420 | $5,617-39.1% | $4,889-30.0% | $6,396-46.5% |
| Admin fee / account holder | $8,042 | $15,650-48.6% | $12,841-37.4% | $12,562-36.0% |