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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $438,234 | $81,504+437.7% | $102,437+327.8% | $80,959+441.3% |
| Participation rate | 96.8% | 66.9%+29.9pp | 74.5%+22.3pp | 67.7%+29.1pp |
| Annual return | 18.51% | 25.60%-7.1pp | 24.95%-6.4pp | 35.67%-17.2pp |
| Employer contribution / active EE | $7,290 | $3,104+134.9% | $3,871+88.3% | $2,757+164.4% |
| Participant deferral / active EE | $9,098 | $3,871+135.1% | $5,060+79.8% | $4,300+111.6% |
| Admin fee / account holder | $9,478 | $6,719+41.1% | $8,388+13.0% | $6,925+36.9% |