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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $515,984 | $93,345+452.8% | $119,126+333.1% | $87,485+489.8% |
| Participation rate | 90.9% | 68.7%+22.2pp | 75.8%+15.1pp | 68.9%+22.0pp |
| Annual return | 16.95% | 19.08%-2.1pp | 282.11%-265.2pp | 26.06%-9.1pp |
| Employer contribution / active EE | $5,188 | $3,172+63.6% | $4,034+28.6% | $2,596+99.8% |
| Participant deferral / active EE | $8,806 | $4,099+114.9% | $5,318+65.6% | $4,274+106.1% |
| Admin fee / account holder | $9,442 | $8,039+17.5% | $10,693-11.7% | $7,775+21.4% |