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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,567 | $88,702-64.4% | $81,780-61.4% | $145,978-78.4% |
| Participation rate | 54.5% | 75.0%-20.5pp | 72.4%-17.8pp | 80.3%-25.7pp |
| Annual return | 14.25% | 1029.12%-1014.9pp | 776.27%-762.0pp | 550.52%-536.3pp |
| Employer contribution / active EE | $0 | $3,084-100.0% | $2,914-100.0% | $4,662-100.0% |
| Participant deferral / active EE | $3,500 | $4,645-24.6% | $4,321-19.0% | $6,690-47.7% |
| Admin fee / account holder | $8,136 | $8,414-3.3% | $7,384+10.2% | $13,400-39.3% |