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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $414,576 | $201,370+105.9% | $184,256+125.0% | $145,897+184.2% |
| Participation rate | 90.0% | 87.5%+2.5pp | 86.8%+3.2pp | 80.3%+9.7pp |
| Annual return | 12.40% | 29.05%-16.6pp | 28.85%-16.4pp | 552.29%-539.9pp |
| Employer contribution / active EE | $13,358 | $7,024+90.2% | $6,427+107.8% | $4,663+186.5% |
| Participant deferral / active EE | $18,580 | $9,808+89.4% | $9,133+103.4% | $6,689+177.8% |
| Admin fee / account holder | $3,475 | $16,364-78.8% | $13,899-75.0% | $13,390-74.0% |