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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $414,576 | $201,344+105.9% | $184,243+125.0% | $145,877+184.2% |
| Participation rate | 90.0% | 87.5%+2.5pp | 86.8%+3.2pp | 80.3%+9.7pp |
| Annual return | 12.40% | 29.01%-16.6pp | 28.82%-16.4pp | 551.28%-538.9pp |
| Employer contribution / active EE | $13,358 | $7,022+90.2% | $6,427+107.8% | $4,663+186.5% |
| Participant deferral / active EE | $18,580 | $9,807+89.5% | $9,132+103.5% | $6,691+177.7% |
| Admin fee / account holder | $3,475 | $16,382-78.8% | $13,914-75.0% | $13,402-74.1% |