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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $280,145 | $125,237+123.7% | $105,608+165.3% | $145,877+92.0% |
| Participation rate | 69.2% | 77.7%-8.4pp | 75.3%-6.1pp | 80.3%-11.1pp |
| Annual return | 10.58% | 225.76%-215.2pp | 116.50%-105.9pp | 551.28%-540.7pp |
| Employer contribution / active EE | $2,398 | $3,720-35.5% | $3,167-24.3% | $4,663-48.6% |
| Participant deferral / active EE | $6,098 | $5,711+6.8% | $5,010+21.7% | $6,691-8.8% |
| Admin fee / account holder | $50 | $17,287-99.7% | $11,028-99.5% | $13,402-99.6% |