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| Provider | Service type | Compensation |
|---|---|---|
LPL FINANCIAL7 years Filed as: LPL FINANCIAL - RPCP Service code 27 · EIN 95-2834236 | Advisory (Plan) | $70,111 |
THE VANGUARD GROUP, INC.7 years Service code 15 · EIN 23-1945930 | Recordkeeping | $24,828 |
ASCENSUS LLC1 year Service code 55 · EIN 11-3665754 | Other Commissions | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,098 | $88,360-33.1% | $145,433-59.4% | $67,986-13.1% |
| Participation rate | 54.2% | 65.5%-11.3pp | 82.1%-27.9pp | 57.2%-3.0pp |
| Annual return | 16.51% | 63.15%-46.6pp | 66.58%-50.1pp | 31.67%-15.2pp |
| Employer contribution / active EE | $0 | $3,054-100.0% | $4,554-100.0% | $2,019-100.0% |
| Participant deferral / active EE | $8,686 | $5,932+46.4% | $7,897+10.0% | $3,358+158.6% |
| Admin fee / account holder | $349 | $3,313-89.5% | $13,129-97.3% | $3,203-89.1% |