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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,260 | $68,880+93.5% | $120,580+10.5% | $80,959+64.6% |
| Participation rate | 97.2% | 61.7%+35.5pp | 72.0%+25.3pp | 67.7%+29.6pp |
| Annual return | 9.78% | 23.68%-13.9pp | 107.48%-97.7pp | 35.67%-25.9pp |
| Employer contribution / active EE | $2,581 | $2,066+24.9% | $3,469-25.6% | $2,757-6.4% |
| Participant deferral / active EE | $6,841 | $3,191+114.4% | $4,995+36.9% | $4,300+59.1% |
| Admin fee / account holder | $19,005 | $5,785+228.5% | $9,418+101.8% | $6,925+174.4% |