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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,260 | $68,852+93.5% | $120,524+10.6% | $80,925+64.7% |
| Participation rate | 97.2% | 61.6%+35.6pp | 71.9%+25.3pp | 67.7%+29.6pp |
| Annual return | 9.78% | 23.67%-13.9pp | 107.36%-97.6pp | 35.65%-25.9pp |
| Employer contribution / active EE | $2,581 | $2,063+25.1% | $3,469-25.6% | $2,756-6.4% |
| Participant deferral / active EE | $6,841 | $3,187+114.7% | $4,994+37.0% | $4,299+59.1% |
| Admin fee / account holder | $19,005 | $5,781+228.8% | $9,440+101.3% | $6,940+173.8% |