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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,646 | $102,385-63.2% | $147,080-74.4% | $80,935-53.5% |
| Participation rate | 52.1% | 75.9%-23.8pp | 82.2%-30.1pp | 67.7%-15.6pp |
| Annual return | 13.16% | 135.09%-121.9pp | 420.17%-407.0pp | 35.66%-22.5pp |
| Employer contribution / active EE | $3,792 | $3,717+2.0% | $4,933-23.1% | $2,757+37.5% |
| Participant deferral / active EE | $8,748 | $6,651+31.5% | $8,066+8.5% | $4,299+103.5% |
| Admin fee / account holder | $3,390 | $7,951-57.4% | $12,989-73.9% | $6,924-51.0% |