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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,335 | $156,398-67.2% | $147,318-65.2% | $138,895-63.0% |
| Participation rate | 63.2% | 83.8%-20.6pp | 82.1%-18.9pp | 79.9%-16.8pp |
| Annual return | 12.51% | 78.75%-66.2pp | 70.43%-57.9pp | 145.39%-132.9pp |
| Employer contribution / active EE | $3,158 | $4,853-34.9% | $4,593-31.2% | $4,194-24.7% |
| Participant deferral / active EE | $8,724 | $8,237+5.9% | $7,906+10.3% | $6,396+36.4% |
| Admin fee / account holder | $7,808 | $14,976-47.9% | $13,708-43.0% | $12,562-37.8% |