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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,671 | $108,825-31.4% | $156,181-52.2% | $82,448-9.4% |
| Participation rate | 71.0% | 72.4%-1.4pp | 78.8%-7.9pp | 68.1%+2.9pp |
| Annual return | 11.00% | 20.59%-9.6pp | 64.87%-53.9pp | 41.64%-30.6pp |
| Employer contribution / active EE | $2,969 | $2,870+3.4% | $4,294-30.9% | $2,551+16.4% |
| Participant deferral / active EE | $5,456 | $4,577+19.2% | $6,132-11.0% | $4,139+31.8% |
| Admin fee / account holder | $16,923 | $9,341+81.2% | $14,586+16.0% | $7,234+133.9% |