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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $208,294 | $73,787+182.3% | $98,716+111.0% | $82,448+152.6% |
| Participation rate | 100.0% | 61.4%+38.6pp | 69.3%+30.7pp | 68.1%+31.9pp |
| Annual return | 10.14% | 18.57%-8.4pp | 31.81%-21.7pp | 41.64%-31.5pp |
| Employer contribution / active EE | $8,641 | $1,511+471.8% | $2,279+279.2% | $2,551+238.7% |
| Participant deferral / active EE | $6,529 | $3,081+111.9% | $4,048+61.3% | $4,139+57.7% |
| Admin fee / account holder | $13,525 | $6,500+108.1% | $8,703+55.4% | $7,234+87.0% |