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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,211 | $97,550+15.0% | $120,344-6.8% | $87,485+28.3% |
| Participation rate | 96.6% | 72.8%+23.7pp | 76.7%+19.8pp | 68.9%+27.6pp |
| Annual return | 15.51% | 18.41%-2.9pp | 20.30%-4.8pp | 26.06%-10.6pp |
| Employer contribution / active EE | $6,975 | $2,291+204.5% | $3,020+130.9% | $2,596+168.7% |
| Participant deferral / active EE | $13,019 | $4,230+207.8% | $5,135+153.5% | $4,274+204.6% |
| Admin fee / account holder | $4,309 | $9,543-54.8% | $12,742-66.2% | $7,775-44.6% |