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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,211 | $95,404+17.6% | $113,397-1.0% | $82,637+35.8% |
| Participation rate | 96.6% | 72.8%+23.7pp | 76.5%+20.1pp | 68.1%+28.5pp |
| Annual return | 15.51% | 19.08%-3.6pp | 23.20%-7.7pp | 53.51%-38.0pp |
| Employer contribution / active EE | $6,975 | $2,307+202.4% | $2,977+134.3% | $2,552+173.3% |
| Participant deferral / active EE | $13,019 | $4,220+208.5% | $5,076+156.5% | $4,126+215.5% |
| Admin fee / account holder | $4,309 | $9,168-53.0% | $11,957-64.0% | $7,339-41.3% |